What happens when diverse stakeholders from the DFS ecosystem unite with a shared vision? The remarkable journeys of the Digital Financial Services Working Groups in Malawi and Ethiopia offer a compelling answer. Supported by UNCDF, the European Union (EU), and the Organization of African, Caribbean and Pacific States (OACPS), under the DFS4Resilience programme, these groups transitioned into full-fledged associations, setting a new benchmark for collaboration in the digital financial services sector. Ethiopia and Malawi's DFS Associations have ambitious plans. Their commitment to financial inclusion remains strong as they embrace their new identities. Now as established associations, they face the crucial challenge of sustainability. This...